What is International Travel Insurance?
International travel insurance provides essential protection for travelers abroad. It covers unforeseen events like medical emergencies, trip cancellations, lost luggage, and more.
Whether you’re traveling for leisure, visiting loved ones, or exploring new opportunities, international travel insurance helps minimize financial and emotional stress.
International travel insurance provides essential protection for travelers abroad. It covers unforeseen events like medical emergencies, trip cancellations, lost luggage, and more.
Whether you’re traveling for leisure, visiting loved ones, or exploring new opportunities, international travel insurance helps minimize financial and emotional stress.
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International Travel Insurance Ideal for?
International visitor
Frequent traveler
Families travel
Overseas student
Do I need International Travel Insurance?
Imagine you’re in a foreign country, excited about your adventure, and suddenly, the unexpected happens.
International travel insurance gives you peace of mind to enjoy your trip worry-free.
Oversea Expense Can Be Costly
An unexpected illness or injury abroad can result in overwhelming medical expenses, often reaching thousands of dollars. International travel insurance ensures access to quality healthcare, protecting both your health and finances.
Unforeseen Events Can Disrupt Your Trip
Even well-planned trips can face unexpected challenges like illness, weather, cancellations, or lost belongings. With international travel insurance, you’re covered and supported to continue smoothly.
Emergencies Happen Without Warning
Emergencies like natural disasters or urgent family matters can happen anytime, often requiring costly last-minute evacuations or rebookings. International travel insurance ensures vital support in these critical moments.
What’s Covered?
International travel insurance are designed for your safety in mind with the following coverage
MEDICALCOVERAGE
- Accident & Sickness
- Hospitalization Expenses
- Physician Office Visits
- Prescription Medication
- Dental Emergency
TRIPCOVERAGE
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Incidental Trip
- Missed Connection
EMERGENCYCOVERAGE
- Medical Evacuation
- Natural Disaster
- Accidental Death
- Local Ambulance
- Terrorism Coverage
*Note: The benefits of travel insurance depend on the specific coverage package you select.
Visa Application Support
Primarily designed for travel protection, international travel insurance helps streamline and support your visa application process efficiently.
Proof of medical and financial preparedness
Complies with country-specific visa requirements
Simplifies the visa application process
Reduces the risk of visa denial
Primarily designed for travel protection, international travel insurance helps streamline and support your visa application process efficiently.
Proof of medical and financial preparedness
Simplifies the visa application process
Complies with country-specific visa requirements
Reduces the risk of visa denial
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Best Plans for Your International Trip
Patriot International Platinum
Recommend
Medical
$8,000,000
Medical Evacuation
Up to policy max
Acute Onset of Pre-Existing Condition
Included
Loss Luggage
$500
Telehealth
Included
Travel Medical Global Choice
Most Popular
Medical
$1,000,000
Medical Evacuation
$500,000
Acute Onset of Pre-Existing Condition
Included
Loss Luggage
$500 per occurrence
Trip Interruption
$2500
Trip Delay
$100 per day
Travel Medical USA Visitor Choice
Recommend
Medical
$150,000
Medical Evacuation
$100,000
Acute Onset of Pre-Existing Condition
Included
Travel Coverage
Included
*Note: These are popular plans with key coverage options. We offer many more tailored to different needs, budgets, and trip types. Explore more to find your perfect fit!
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Contact UsFAQs
Frequently asked questionsHow Long Before a Holiday Should You Get Travel Insurance?
It's advisable to get travel insurance as soon as you book your trip, ideally shortly after confirming your travel arrangements. Purchasing insurance early helps ensure you're protected from unforeseen events that could disrupt your plans, such as trip cancellations due to covered illness or other unexpected covered circumstances.
Additionally, many travel insurance policies offer benefits that become more valuable the sooner you buy them, like coverage for pre-existing medical conditions. Waiting until the last minute, such as on the day of travel, may limit your coverage options and leave you exposed to potential risks.
Why Travel Insurance Is Necessary to Travel Abroad?
When traveling abroad you can’t predict unfortunate events that will happen, so travel insurance is necessary because it can provide essential protection and some peace of mind. It provides a safety net against a range of unforeseen challenges:
- Medical Emergencies
- Trip Cancellation/ Delays
- Lost or Stolen Belongings
- Travel Assistance
What Does International Travel Insurance Cover?
International travel insurance typically covers a range of essential aspects during your overseas trips, including:
- Medical Expenses: Coverage for emergency medical treatment, hospitalization, and doctor's fees
- Trip Cancellations/Interruptions: Reimbursement for non-refundable trip costs if you have to cancel or cut short your journey due to covered reasons
- Travel Delay: Compensation for expenses incurred during delayed flights or transit
- Lost or Delayed Baggage: Coverage for lost, stolen, or delayed luggage and personal belongings
- Emergency Evacuation: Assistance and financial support for medical evacuations in case of serious illness or injury
- Emergency Assistance: 24/7 support for emergencies.
How Much Does International Travel Insurance Cost?
The cost of international travel insurance can vary significantly depending on several factors:
- Coverage Type: Basic plans with limited coverage are cheaper, while comprehensive plans offering extensive protection come at a higher cost.
- Trip Duration: Longer trips generally result in higher premiums.
- Traveler's Age: Older travelers may pay more due to potentially higher health risks.
- Destination: Some regions are associated with higher risks, affecting insurance rates.
- Pre-Existing Conditions: Coverage for existing medical conditions may increase the premium.
- Add-Ons: Optional coverage, such as adventure sports or rental car protection, can add to the cost.
For a more precise estimate, it's advisable to request quotes from various insurance providers based on your specific travel details.