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Travel insurance for international students in Canada

Travel insurance for international students in Canada

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May 08, 2024 (UTC +04:00)

Are you a student planning a trip to Canada for study or vacation? Let's explore why having travel insurance for international students in Canada is essential. Moreover, discover the options available for students seeking coverage for Canadian journeys with Travelner Insurance.

Explore travel insurance for international students in Canada

Explore travel insurance for international students in Canada

1. Is travel insurance mandatory for Canada student visa?

Travel insurance is not mandatory for obtaining a student visa for Canada. However, while it's not a visa requirement, having student travel insurance Canada is highly recommended for international students studying in Canada. It provides financial protection and peace of mind in case of unexpected events such as medical emergencies, trip cancellations, or loss of belongings. Therefore, while it may not be obligatory for the visa application process, having travel insurance is essential for ensuring a safe and secure experience while studying abroad in Canada. Furthermore, it may even speed up the visa approval process, making it smoother and more efficient.

Travel insurance may even speed up the visa approval process

Travel insurance may even speed up the visa approval process

2. The difference between travel insurance & health insurance

Travel insurance and health insurance serve distinct purposes and provide coverage for different types of situations. Here's a comparison of their coverage:

	Travel insurance	Health insurance
Scope of Coverage	Primarily covers unforeseen events that occur during travel, such as trip cancellations, baggage loss, emergency medical expenses, and travel-related emergencies.	Focuses on providing coverage for healthcare services and medical expenses incurred due to illness, injury, or medical emergencies, typically within a specific geographic area (e.g., Canada).
Medical Coverage	Provides coverage for emergency medical expenses incurred while traveling, including doctor visits, hospitalization, prescription medications, and medical evacuation.	Offers comprehensive coverage for a wide range of medical services, including routine check-ups, preventive care, diagnostic tests, hospitalization, prescription drugs, and specialist consultations.
Trip-related Coverage	Covers trip-related risks such as trip cancellations, interruptions, delays, and baggage loss or theft.	Does not typically cover trip-related risks but focuses solely on medical expenses and healthcare services.
Duration of Coverage	Coverage is usually limited to the duration of the trip and expires upon return to the home country.	Coverage is often provided for a specified period, such as a semester or academic year, and may be renewable for subsequent periods of study.
Additional Coverage	May include additional benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and travel assistance services	May offer additional benefits such as mental health services, maternity care, dental care, and vision care, depending on the policy.

In summary, while both travel insurance and health insurance provide coverage for medical expenses, travel insurance focuses on emergency medical expenses incurred during travel, whereas health insurance offers comprehensive coverage for healthcare services. It's essential for students to assess their needs and choose the appropriate insurance coverage based on their travel plans and healthcare requirements.

3. Travel medical insurance for Canada student visa

If you're an exchange student and seeking travel insurance for Canada student visa, consider the Patriot Exchange Program package. Specifically designed for exchange students like yourself, this insurance plan offers comprehensive coverage tailored to your needs.

Patriot Exchange Program offers comprehensive coverage tailored to your needs

Patriot Exchange Program offers comprehensive coverage tailored to your needs

The Patriot Exchange Program provides extensive coverage for medical expenses, including emergency medical evacuation and repatriation of remains, ensuring that you have the necessary protection during your stay in Canada. Whether you encounter unexpected medical emergencies or require assistance during your exchange program, this plan has you covered.

Notably, the Patriot Exchange Program is crafted to meet the travel insurance requirements for U.S. J1 and J2 visas, making it an ideal choice for exchange students embarking on their Canadian adventure.

With the Patriot Exchange Program, you can have peace of mind knowing that you're adequately protected throughout your exchange program in Canada.

Patriot Exchange ProgramSM
1	Age	be at least 31 days out but not yet 65 years old
2	Period of coverage	1 month up to 12 months - renewable up to 48 months
3	Subject	Be an active participant in a study or exchange program (i.e. student visa, exchange visa, visitor visa), the spouse of the participant, or a dependent traveling with the participant
4	Sumary	Medical insurance for students studying abroad or participants of cultural exchange programs Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements

HIGHLIGHTS
Maximum Limit	5,000,000
Medical Expenses	In-Network: 90% Out-of-Network: 80% International: 100%
Covid-19 Medical Expenses	Covered and treated as any other Sickness
Student Health Center	Copayment per visit: $5
Emergency Medical Evacuation	$50,000 maximum limit
Emergency Reunion	Up to US$ 15,000 for a max of 15 days
Incidental Trip	Maximum 14days In-Network: 90% Out-of-Network: 80% International: 100%
24-Hour Accidental Death and Dismemberment	US$ 25,000

4. Travel insurance for international students in Canada

If you're a student in search of travel insurance for Canada, the Patriot Travel Series is worth considering. This plan offers coverage tailored to individuals requiring temporary medical insurance while traveling outside their home country.

The Patriot Travel Series provides comprehensive benefits, including coverage for medical expenses up to $1,000,000, which also includes coverage for COVID-19 related medical expenses. Additionally, it includes benefits such as emergency medical evacuation and physician visits/services, ensuring you're adequately protected throughout your journey.

Whether you're planning a short trip or an extended stay in Canada, the Patriot Travel Series offers the peace of mind and financial security you need to enjoy your time abroad. With its extensive coverage and flexibility, it's a reliable choice for students seeking student travel insurance Canada for their adventures.

HIGHLIGHTS
	Patriot Lite Travel Medical InsuranceSM	Patriot Platinum Travel Medical InsuranceSM
Maximum Limit	Up to $1,000,000	Up to $8,000,000
Medical Expenses	Up to the maximum limit	Up to the maximum limit
Covid-19 Medical Expenses	Covered and treated as any other Sickness	Covered and treated as any other Sickness
Emergency Medical Evacuation	$1,000,000	Up to the maximum limit
Emergency Reunion	$100,000 maximum limit	$100,000 maximum limit
Identity Theft	$500 maximum limit	$500 maximum limit
Lost Luggage	$500 maximum limit, $50 per item	$500 maximum limit, $50 per item
Personal Liability	$25,000 combined maximum limit	$25,000 combined maximum limit
Return Travel	$10,000 maximum limit	$10,000 maximum limit
24-Hour Accidental Death and Dismemberment	$50,000 principal sum	$50,000 principal sum

5. Multiple trip travel insurance Canada for students

For students seeking multiple trip travel insurance for Canada, the Patriot Multi-Trip Plan is an excellent option to consider. Tailored specifically for students who anticipate making multiple trips to Canada within a specified period, this insurance plan offers comprehensive coverage and convenience.

Multiple trip travel insurance offers comprehensive coverage and convenience at affordable price.

Multiple trip travel insurance offers comprehensive coverage and convenience at affordable price.

The Patriot Multi-Trip Plan provides coverage for various travel-related contingencies, including medical expenses, emergency medical evacuation, trip interruption, baggage loss or delay, and more. With this plan, students can enjoy the flexibility of continuous coverage for all their trips to Canada without the need to purchase insurance separately for each journey.

One of the key benefits of the Patriot Multi-Trip Plan is its cost-effectiveness. By opting for a single insurance plan that covers multiple trips, students can save both time and money compared to purchasing individual insurance policies for each trip.

Moreover, the Patriot Multi-Trip Plan offers peace of mind and financial security, ensuring that students are adequately protected against unexpected expenses or emergencies during their travels to Canada. With its comprehensive coverage and convenience, this insurance plan provides students with the confidence to explore and enjoy their Canadian adventures to the fullest.

HIGHLIGHTS
Maximum Limit	Age Under 70: $1,000,000 Age 70-75: $50,000
Medical Expenses	Up to maximum limit
Emergency Medical Evacuation	Up to the Maximum Limit
Emergency Reunion	Up to US$ 50,000 for a max of 15 days
Trip Interruption	Up to $5,000
Identity Theft Assistance	Up to $500
Lost Baggage	Limit $250, $50 maximum per item
24-Hour Accidental Death and Dismemberment	$25,000 principal sum

6. Conclusion

In conclusion, travel insurance plays a vital role in ensuring the safety and security of international students studying in Canada. While not mandatory for obtaining a student visa, having student travel insurance Canada is highly recommended for financial protection and peace of mind. Whether it's a single trip or multiple trips, choosing the right insurance plan tailored to your needs is essential for a worry-free experience while studying abroad in Canada.

Ready to safeguard your journey to Canada? Buy travel insurance for international students in Canada from Travelner Insurance today for comprehensive coverage and peace of mind throughout your academic adventure.