What does travel accident insurance cover?

Travel accident insurance provides financial protection and peace of mind during your travels by covering a range of unexpected incidents. Here’s what it typically includes in Travelner Insurance

• Accidental Death and Dismemberment (AD&D): Provides a lump sum benefit to beneficiaries if the insured dies or suffers a serious injury, such as loss of limbs or sight, due to an accident while traveling.
• Medical Expenses: Covers medical costs incurred due to accidents while traveling. This includes expenses for hospitalization, surgery, doctor visits, and other necessary medical treatments.
• Emergency Evacuation and Repatriation: Covers the cost of emergency medical evacuation if you need to be transported to the nearest appropriate medical facility or back home for further treatment. It also covers repatriation of remains if the insured passes away during the trip.
• Travel Assistance Services: Provides 24/7 assistance services, including medical referrals, emergency transportation, help with lost documents or luggage, and other travel-related emergencies.
• Temporary Total Disability: Provides benefits if the insured is temporarily unable to work due to an accident sustained while traveling.
• Trip Interruption: Covers additional expenses if your trip is interrupted due to an accident or other covered reasons, such as natural disasters or political unrest.
• Lost or Stolen Belongings: Some policies may include coverage for personal belongings lost or stolen during an accident.

>>> Read more: Why International Travel Accident Insurance is a Must for Globetrotters?