Does travel insurance cover cancellation due to family illness?

Yes, most comprehensive travel insurance policies in Travelner Insurance cover trip cancellation due to a family illness. Here are key points to consider:

• Covered Reasons: Trip cancellation coverage typically includes unforeseen events such as the serious illness or injury of you or an immediate family member. Immediate family members usually include your spouse, children, parents, and sometimes siblings and grandparents.
• Documentation: To make a claim, you’ll need to provide documentation, such as a medical certificate from a doctor, confirming the illness and its severity.
• Policy Details: Always review the specific terms and conditions of your travel insurance policy. Some policies might have exclusions or specific definitions of covered family members and the nature of illnesses.
• Pre-existing Conditions: Be aware that many policies do not cover cancellations due to pre-existing medical conditions unless you have a waiver or specific coverage for such conditions
• Timing: Coverage is generally applicable if the illness occurs after the policy is purchased. Illnesses or conditions known prior to purchasing the policy may not be covered.