What are the most common exclusions in domestic travel insurance policies?

Many domestic travel insurance policies have specified exclusions. Common exclusions that may include, but are not limited to:

• Pre-existing medical conditions: Those illnesses or injuries that existed before to the starting date of the policy are normally not covered.
• High-risk activities: Activities linked to extreme sports or adventure activities might be excluded from cover.
• Self-inflicted injuries: These are normally not covered if caused by deliberate self-harm or suicide efforts.
• Drink or drug influence: Accidents which happened under the influence of drink or drugs may be refused. 
• Unapproved medical treatments: Medical expenses for treatments not suggested or authorized by a registered physician are generally eliminated. 
• War and terrorism: Losses starting from acts of war or terrorism are frequently excluded from protection.

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